Protect a Private Loan
Lend the money with a document you could actually enforce
A loan agreement with a repayment schedule, default and acceleration terms, security or a personal guarantee, and a written note on how you would enforce it.
Fixed price
AED 1,950
fixed
Delivered
Delivered in 48 hours
- Loan agreement with amount, purpose, term and repayment schedule
- Default, acceleration and late payment terms that are enforceable here
- Security or personal guarantee drafted where the amount justifies it
- Cheque and payment mechanics set up correctly under UAE practice
COUNSEL AVAILABLE NOW
An appropriately qualified UAE lending and security legal professional from the Index Law Panel
Matched to your loan structure, security and enforcement route.
THE INDEX LAW STANDARD
- 8+ years of UAE lending and security experience
- 90+ loan and security documents drafted
- Loan agreements, personal guarantees, security cheques and enforcement
- Identity, practising status and disciplinary record verified by Index Law
You'll receive the assigned professional's credentials and written scope before work begins.
Assigned within 10 minutes, delivered to standard, or 100% refunded — timing, quality and outcome.
Start in 10 minutes, done right, or 100% back
If we do not assign qualifying counsel within 10 minutes, miss the published deadline, or the work is not up to the standard published on this page, you get the entire fee back.
No other law firm in Dubai puts that in writing before you pay.
The Index Law Standard — Clear scope. Fixed pricing. Fast response. Qualified professionals.
The problem this removes
A loan agreement with a repayment schedule, default and acceleration terms, security or a personal guarantee, and a written note on how you would enforce it.
If this is you
- You are lending to a friend, a relative or a business you believe in.
- A transfer with a WhatsApp message is not a loan you can enforce.
- The document is easy to sign now and impossible to sign later.
The cost of waiting
Undocumented private loans are the hardest debts to recover in the UAE, because the burden of proving the terms sits with you.
The outcome
You will receive
What lands in your inbox
- Loan agreement with repayment schedule
- Default, acceleration and late payment terms
- Security or personal guarantee
- Written enforcement route and cost
- Loan agreement with amount, purpose, term and repayment schedule
- Default, acceleration and late payment terms that are enforceable here
- Security or personal guarantee drafted where the amount justifies it
- Cheque and payment mechanics set up correctly under UAE practice
- Written note on exactly how you would enforce, and what it would cost
What it is worth
Priced at one fixed fee, worth considerably more.
What you are getting
| Loan agreement drafting | AED 4,000 |
| Security and guarantee terms | AED 3,000 |
| Enforcement note | AED 1,500 |
| Total value | AED 8,500 |
| Your fixed fee today | AED 1,950 |
Compared with a traditional firm
| Index Law UAE | Traditional firm | |
|---|---|---|
| Price | AED 1,950 fixed | AED 8,000 – AED 18,000 |
| Time to start | 10 minutes from payment | 1 to 2 weeks |
| Scope | Written on this page | Agreed after a meeting |
| Surprise fees | None | Billed by the hour |
The Index Law Panel
An appropriately qualified UAE lending and security legal professional from the Index Law Panel
Matched to your loan structure, security and enforcement route. Work is carried out by appropriately qualified UAE lawyers and legal service providers, selected for experience relevant to the matter in hand.
How selection works
- Practising status and standing checked before any matter is assigned
- Assigned only within the areas they practise in day to day
- You receive the assigned professional's details and written scope before work begins
You'll receive the assigned professional's credentials and written scope before work begins.
Three steps
Answer a few questions, pay a fixed fee, and it is under way.
01
Answer 2–4 questions
Tell us the essentials of your matter and leave your contact details. It takes about two minutes.
02
Pay the fixed fee
AED 1,950 fixed. No hourly billing, no retainer, no surprise invoice afterwards.
03
First contact in 10 minutes
A qualified UAE professional contacts you within 10 minutes, and your work is delivered: delivered in 48 hours.
The first ten minutes
Minute 0
Payment confirmed and your matter is opened with a reference number.
Minute 2
Your file is matched against counsel who meet the published standard for this product.
Minute 10
A UAE-licensed lawyer contacts you on WhatsApp or by phone, or the fee is refunded.
From there
Work starts against the published deadline, and you are told the name of the lawyer on it.
Where this applies
Dubai Courts, execution and public prosecution, with the equivalent route in Abu Dhabi, Sharjah and the northern emirates.
Buy this if: You are lending money privately and want a document you could enforce.
Scope and exclusions
Exactly what the fixed fee covers, and what it does not.
Included in the fee
- The work described above, in full
- A UAE-licensed lawyer assigned to your file
- One round of questions after delivery
- Delivery by the published deadline
Not included
- Government, court or registration fees, quoted before they are incurred
- Certified translation, if a body requires it
- Work beyond this product, which is quoted at a fixed fee first
The Index Law Standard
Clear scope. Fixed pricing. Fast response. Qualified professionals.
01
Clear scope
Exactly what is covered, and what is not, published before you pay.
02
Fixed pricing
One published fee for that scope. No hourly billing, no later invoice.
03
Fast response
Your matter is assigned and answered inside the window shown on this page.
04
Qualified professionals
Appropriately qualified UAE lawyers and legal service providers, selected for relevant experience.
Your risk, removed
The Index Law Promise
A UAE legal professional will contact you within 10 minutes of payment. If no one contacts you within 10 minutes, your Index Law service fee is refunded in full. If we review your request and determine that we cannot provide the service you purchased, your Index Law service fee is also refunded in full.
Four guarantees
Full refund, including for quality
If we start late, deliver late, or the work is not up to the standard published on this page, the full professional fee is refunded. You do not argue for it.
Counsel Standard or refund
Counsel meeting every published standard is assigned within 10 minutes of payment, or you are refunded in full.
Right-Service
If the service you selected is unsuitable or unnecessary, we tell you before starting and refund or transfer the payment to the correct service.
No-Wasted-Fee
The fee for an initial review is credited in full toward the related negotiation, drafting, dispute, diligence or transaction instruction.
Start in 10 minutes, done right, or 100% back
If we do not assign qualifying counsel within 10 minutes, miss the published deadline, or the work is not up to the standard published on this page, you get the entire fee back.
No other law firm in Dubai puts that in writing before you pay.
Government, court, notary, registration, translation, courier and other third-party fees are not included unless expressly stated. No third-party fee will be incurred without your approval.
Before you buy
- It is a friend, is a contract necessary?
- A written agreement protects the friendship more than it protects the money. Disputes start when memories differ.
- Should I take cheques?
- We advise on the current UAE position and set the mechanics up correctly.
- The money has already gone.
- Then say so in the form. We prepare an acknowledgement of debt instead, which is the strongest remaining option.
- Refund?
- Full refund before drafting starts.
- Is the price really fixed?
- Yes. The fee you see is the fee you pay for the scope written on this page. If your matter turns out to need something outside that scope, we tell you the price before any further work starts.
- Who actually handles my matter?
- A vetted, UAE-licensed legal professional experienced in this exact type of matter. You are given their name, not a ticket number.
- What if I picked the wrong service?
- We move you to the right one. If it costs less, the difference is refunded. If it costs more, you decide before anything is charged.
- What if nobody contacts me in 10 minutes?
- Your service fee is refunded. The clock starts the moment your payment is confirmed and it is recorded against your reference number.
Frequently asked questions
- What happens after I pay?
- A UAE legal professional will contact you by WhatsApp or phone within 10 minutes. They will confirm the request, collect anything else required and begin the service.
- What happens if Index cannot handle my request?
- Your Index Law service fee will be refunded in full.
- Are government fees included?
- No, unless the service expressly says they are included. Government, court, notary, licence, registration, translation and other third-party fees are shown separately before they are incurred.
- Is the work reviewed by a lawyer?
- Where the service involves UAE legal advice or legal drafting, it is reviewed or delivered by an appropriately qualified UAE legal professional.
- How are your lawyers vetted?
- We work with a small panel rather than an open marketplace. Each professional is licensed to practise in the UAE, checked for good standing, and only given matters in the areas they practise in day to day.
- How can the fee be fixed?
- Each service has a defined scope, so the work is predictable and priced once. If your matter turns out to need more than the published scope, we tell you first and nothing further is charged without your written approval.
- Can I speak to someone before paying?
- Yes. Book One Hour With a Dubai Lawyer for AED 750, credited in full against any service you instruct within 30 days.
- How quickly will I receive the work?
- The delivery time is shown on every service. Many reviews and documents are delivered within 24 hours.
- Can I request changes?
- Each service states whether a revision or follow-up question is included.
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AED 750Lend the money with a document you could actually enforce
AED 1,950 fixed · Delivered in 48 hours
Protect my moneyIndex Law provides the technology, intake and service coordination. Regulated legal services are delivered by the qualified lawyer or authorised provider identified in your engagement confirmation.
Start in 10 minutes, done right, or 100% back
Protect a Private Loan
AED 1,950fixed · Delivered in 48 hours